Friday, 30 July 2010 10:02 by onsharp
As today marks the final day our Ten Year Celebration week, we would like to thank everyone for their participation in our celebration! We hope you had a chance to check out our special edition video blogs; if you haven’t yet, you can watch them here! Our “Ten for Ten” contest winners were: @hollywoodvidFMA, Denise Halford, @jdhoss, @CobberPRClub, and @palegreenstar. These individuals each won a $10 Visa gift card and Vicki Daniel and @michacha101 also each won a $10 Visa gift card for being chosen at random from all of our great Twitter (http://www.twitter.com/onsharp) followers and Facebook(http://www.facebook.com/onsharp) fans. We would also like to thank those who sent us kind words of congratulations and continued support. As a business, we are honored to be a part of the Fargo-Moorhead community and your business, professional, and personal relationships are important to us. On behalf of everyone at Onsharp, thank you for the last ten years, and here’s to many more! Sincerely, Joe, Tami, Matt, Abby, Samantha, Laura, Jon, Scott, Cory, and Tony
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Thursday, 1 July 2010 07:42 by onsharp
A few weeks ago, we wrote a blog sharing some tips about 5 ways to reduce paper usage in the workplace. (If you missed that blog, you can still read it here!) But the workplace isn’t the only place you can consciously take actions to reduce your paper usage. Here are 5 tips on reducing paper usage in your home. These simple steps are just a few ways you can help make a positive change on a daily basis in your regular routines. 1. Read your news online. If there are one or two magazines or newspapers to which you subscribe somewhat religiously, then it’s okay to keep those. But if you have multiple subscriptions to things that end up in the recycling bin without even being opened, check them out online instead. Some newspapers and magazines even offer online as opposed to paper subscriptions, so you get the same benefits without using the resources. 2. Reuse old newspaper and magazines. If you do keep a couple of subscriptions, be sure to recycle them or use the old issues as wrapping paper for gifts, to wrap items in place of tissue paper, or as stuffing for boxes instead of packing peanuts. Various organizations may also take donations of magazines, such as local churches, community groups, waiting rooms, or libraries. Check with your local organizations to see if you can donate your magazines and how to do so! 3. Buy reusable shopping bags. Instead of taking home paper bag after paper bag, tote around a reusable shopping bag. They are inexpensive and can be used over and over for your groceries and other purchases. (Remember, when you do use reusable bags for groceries, be sure to wash them so they don’t become a breeding ground for bacteria!) Some stores sell their own designs and bags in the store, and other merchants offer sturdy and stylish bags. Among many others, the website reusablebags.com offers a variety of brands, styles, and purposes for their bags and other gear. Another popular brand, ChicoBag, has affordable reusable bags made to be compact for easy handling and storage. Take a look to see if something fits your taste! 4. Make your own scratch paper. It’s always handy to have pads of paper around the house to jot yourself a reminder or write down your grocery list, but instead of using a clean sheet each time, recycle the paper you already have. The back of junk mail, already-opened envelopes, or the back of already-used computer paper can be used. You can even cut recycled sheets of paper into similar sizes and make your own notepad! Learn how to do it yourself here. 5. Sign up for paperless billing and payment. If your service providers have an option for paperless billing and payment, research that option to learn of its benefits and why going paperless is such a great option. If your service providers or other industries you use don’t have an option, encourage them to use SmartPay. (And if you are a part of a business, consider using SmartPay for your business!) Take a short, virtual tour to learn more about SmartPay here!
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Friday, 18 June 2010 03:21 by onsharp
Technology is everywhere. Think of how often you use or see technology in your daily life; whether it is watching television, using a cell phone, sending e-mail or connecting with friends via text messages, Facebook or Twitter. Technology has proven to be a big part of our present day lives no matter what our occupation or age. (In fact, a recent survey by the AARP found that over ¼ of Americans over 50 use social networking tools! ) And sometimes thinking about technology can be intimidating. But this is where the ease of electronic billing comes in. We’ve been asked on more than one occasion, “What level of expertise do I need in order to use SmartPay?” It’s even listed here on our FAQ page. And our answer? SmartPay is easy and simple enough for anyone with any level of expertise to use. How is this possible? Our developers designed SmartPay to be extremely intuitive yet feature-rich. This means no matter how experienced you are with computers, web-based applications or technology in general, SmartPay has been designed with you in mind. Our goal was to make it simple enough for the average person to use quickly and effectively. Over time, we have accomplished that goal and SmartPay proves to live up to its claim of saving you time and money. See just how simple it really is by taking this short and sweet tour of SmartPay. So it’s time to embrace technology to its fullest and best potential—and SmartPay is a great way for you to do so. If you have some reservations about it, let us know by leaving us a comment or sending us a quick note to info@gosmartpay.com. We’d love to hear from you and help you in any way possible. In the meantime, try not to let what fears or doubts you may have about technology hold you back from embracing it in order to help you in daily life. Sure, it can be intimidating; but you will never see the potential until you fully accept it. Set up that Facebook account you’ve been pondering, sign up for the Twitter page you’ve been thinking about, and make the switch to paperless billing and payment. It’s easier than you may think!

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Thursday, 10 June 2010 06:07 by onsharp
Who doesn’t enjoy being happy? And what is more, who doesn’t enjoy finding ways to lower the stress and expand the happiness in their lives? Last week, NBC’S Today Show did a story called “Can going paperless make you happier?”. In this story, the Today Show’s financial editor Jean Chatzky discusses how paying bills electronically can help save the environment, reduce clutter, and relieve overall stress. Chatzky also talks about how paying bills electronically leads to fewer bills piling up, meaning less clutter as well as a positive impact on the environment. In the interview, Chatzky also mentions a study in which users of electronic billing and payment said overall they were both a happier individual and more satisfied customer. Another element that factors into the happiness users experience comes from the confidence in the safety and security of paying bills electronically. As Chatzky also points out, users of electronic billing and payment are also better with their money because these individuals are more attentive to their accounts, having the power to check their history, balances and more with the click of a mouse. What is more, most identity theft happens from “dumpster divers” getting a hold of paper statements, and utilizing electronic billing and payment rids of this risk. Plus, using electronic billing and payment saves these individuals a lot of time, as well as “at least $60 on stamps” per year on average. And these people can focus their important time on other things, rather than sifting through bills and writing checks. No wonder users are so happy. Less clutter, less time taken, less stress—what isn’t to love?! Check out the story, as well as some other tips from Chatzky about electronic billing and payment here, and learn more about electronic billing and payment here.

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Thursday, 3 June 2010 10:23 by onsharp
In today’s world, it seems everywhere you turn businessesand individuals are increasing their efforts to go green and have a morepositive impact on the environment. Fromhome appliances deemed energy-efficient with the “Energy-Star” logo tobusinesses starting up their own recycling programs, it is easy to see why somepeople might see the concept of “going green” as more of a trend than alifestyle.
And with this, when it comes to paperless billing andpayment, some people believe just that. Thatpaperless billing and payment is merely a trend, another way for people to tryto follow the crowd in their efforts toward a greener world. But whether or notyou think going green is a trend, whether or not you are committed to making agreener lifestyle for yourself and your business, one thing should be agreedupon across the board –Paperless billing is more than a trend. Our reasons for believing this are countless, just as ourreasons are countless as to why you and your business should make the switch(check out some of those reasons here.) But one of the biggest reasons is because services likeSmartPay are web-based. And the webcontinues to grow day by day. The web has proven itself to be more than a trend. According to an interview from Eric Schmidt,CEO of Google, the internet will continue to grow exponentially, especially dueto a “fundamental shift toward user-generated information that people willlisten to more than traditional sources.” Schmidt also commented on how realtime information is going to be key, as more and more consumers are growing toprefer and demand information and power at their fingertips. And this is precisely what SmartPay gives you–literally. Instead of waiting to receive a bill in the mail, writing acheck for that bill, sending it back through the mail and waiting for it toclear, customers check their e-mail and pay their bill or invoice with theclick of a mouse. You can see why it ismore than a trend; it fits the growing demand for web-based applications onbehalf of consumers. Since this demandwill only continue to grow as the internet also grows, day by day, month bymonth, and year by year, it is clear that web-based applications such asSmartPay are not phasing out anytime soon. So if you believe “going green” is a trend, that isalright. Everyone is entitled to theirown opinion, and I don’t think there’s ever been a time in history where everyonewas in agreement on a big social issue. When it comes down to it, paperless billing such as SmartPayis more than a trend. But your hugebellbottom jeans and platform shoes from the ‘70s, or the mesh shirt you stillhave boxed up somewhere from the ‘80s? Now that’s a different story. 
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Thursday, 27 May 2010 10:23 by onsharp
Looking to make a few small, daily changes to help reduce your paper usage in the workplace? According to the Environmental Protection Agency, in the United States the average office worker uses at least 10,000 sheets of copy paper each year. In other words, “that’s four million tons of copy paper used annually.” And this is only accounting for the copy paper used in offices; not to mention newspapers, sticky notes, index cards, and more. Considering this, it is easy to see how making several small changes in your daily work life could really help add up to great changes toward a greener society and world. Take a look at these 5 tips if you’re interested in helping make a change: 1. Print smarter. Instead of printing off anything and everything from online and your e-mail inbox, try printing only those items of which you absolutely need a hard copy. If there is a file or document you need to back up, store it on an external hard drive or flash drive in place of printing it off. If you want to encourage other people to do the same, you can even add a line to your e-mail signature reading “Save trees. Print Only When Necessary.” (If you’ve seen people with something of this nature in their e-mail signatures before, you might be curious to know from where it originated. Visit here to see the Discovery Channel Company™ blog where it all started!)
2. Get rid of the junk. Sick of receiving so much junk mail and sick of the impact it’s having on the environment? Request to be removed from junk mail lists. For some favorites, find out if they offer their newsletter or subscription online. For more tips on getting rid of the junk mail, visit the EcoCycle website here.
3. Recycle it all. Recycle, recycle, recycle. Sometimes you may be surprised at the various types of paper materials your area recycling companies might accept. Encourage and utilize your current recycling program in the office, and do what you can to enhance it. If you don’t currently have a recycling program at work, click here to get tips about starting one.
4. Try new-age Post-it Notes®. Post-it Notes® are definitely a useful tool to help you remember various tasks, reminders, and more. But instead of using the traditional paper sticky notes, check out Evernote™. This program is available in both a download for your computer and as a web-based application so you can access it from anywhere. Evernote can be used for small notes, web clips, memos, and more; virtually anything you would use a traditional sticky note for, and then some. Signing up is free, as is the basic level of an account.
5. Paperless invoicing! Of course, one of the best ways to reduce paper consumption is to switch to paperless billing and payment for your businesses. To see just how paperless billing and invoicing works, take a tour here.
Follow one or all of these tips every day to start making a difference for the world from the workplace!

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Thursday, 20 May 2010 10:41 by onsharp
Here’s an interesting thought to ponder: During your childhood, your parents might have known more about your credit card safety than you do currently. Wondering how this could be? For starters, it’s important to know that SmartPay is PCI Compliant. If you know what PCI Compliant and all it stands for means, that’s great; you’re ahead of the game and could probably use the rest of this blog as a mere refresher of sorts. However, for the average person who doesn’t necessarily focus on e-commerce or the payment card industry, let’s do a quick run-through of what we’re talking about. PCI compliant means “Payment Card Industry Compliant.” This compliance is made up of a set of standards to ensure all companies that “process, store or transmit credit card information maintain a secure environment.” 1 This compliance is managed by the Payment Card Industry Security Standards Council. The council was formed in 2006 to help develop, manage, educate and raise awareness regarding the importance and enhancement of security standards. It’s also important to recognize that being PCI Compliant and having an SSL (Secure Sockets Layer) Certificate isn’t the same thing. Although an SSL Certificate is the first step in ensuring the safety of customer information, they “do not secure a web server from malicious attacks or intrusions.” There are more components to PCI Compliance than there are to an SSL Certificate, making a PCI Compliant company the safest choice. What does this mean for you? It means when you choose to make any transaction online, be sure you are doing so with a company certified as PCI Compliant. Although this compliance is technically required, it is a standard instead of a law. There are certain companies and organizations choosing not to abide by it. For these companies, they could face huge monetary fines, card replacement costs, brand damage and more. Most importantly, however, these companies are not doing all they can to ensure your information is completely safe and secure. Plain and simple, the safety of your information should matter to a company. Don’t let a company subject your personal information to dangerous exposure. Instead, choose to do business with companies deemed PCI Compliant. So, it looks like all of the times your parents told you “Better safe than sorry,” really does hold true in certain cases. Who knew such a cliché expression (that you probably heard on more than one occasion while you were growing up) would actually come back to hold some significant meaning to you right now, in 2010, regarding credit card information?! Looks like Mom and Pop really do know best.
 1http://www.pcicomplianceguide.org/pcifaqs.php#1 2http://www.pcicomplianceguide.org/pcifaqs.php#101
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Wednesday, 10 March 2010 09:02 by rhaden
SmartPay is an intentionally green company. One of the reasons, in fact, to go with SmartPay electronic invoicing for your billing needs is that it cuts down on paper waste, fuel (no mail to be delivered), and toxins used in preparing ink, paper, and copy machine toner.
But sometimes people question this. "What about the electricity for running your computer?" they ask. "You can't think that e-invoicing is completely green if you use electricity for it."
We're glad to see people thinking about these things. We've thought about it, too. Here's our answer:
- The great majority of the fuel use for computers isn't the electricity used to run the computer, or even the electricity used to run the servers that stay on 24 hours a day, 7 days a week keeping things going. It's the electricity used for cooling the machines. Some studies estimate that two thirds of the electricity for computers is actually for cooling. Whatever we do to help slow down climate change -- including reducing our use of physical resources like paper and fossil fuels -- can help.
- Once your computer is on and running, it won't use any more fuel to run SmartPay than it would to run the spreadsheet, word processor, and printer you used to use to create those paper bills. In fact, turning off the printer can save as much energy as turning off your computer would.
- Energy-efficient computing is more about limiting the size of your monitor, giving up your screen saver and powering down when idle than about how much you actually use your keyboard. This is only relevant to billing if you actually wrote your invoices out by hand, though, since you probably used your computer to make paper bills.
- Having lots of software on your machine, on the other hand, can increase energy use, and can also slow down your computer. If you have lots of programs that you no longer run, or lots of unneeded files, consider taking an afternoon to clean up your computer. Give it a tune-up now and then, too, and you'll find that it runs better and you may get more done in less time -- thus reducing your energy usage.
- SmartPay is web-based, not software that runs on your computer, so it doesn't take up extra energy. The internet is an amazing energy-saver, and it runs much more efficiently now than it used to. Nearly anything you do on the web uses less electricity that the comparable task done without the internet.
- Having said that, we should also now suggest that the good-luck message email with music, a power point, and 17 large images that you were just about to forward to 200 of your closest friends should probably not be sent at all. If would take less energy than printing it all out or recording it and putting it into envelopes and sending it in the mail -- but you wouldn't do that, would you?
SmartPay is a green choice, and thoughtful, informed computer use is also a green choice.
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